Sunday, May 3, 2009

Prepaid Legals 101 Reasons Not To Be Without a Legal Plan

1. You don??'t have an up-to-date will.


2. You don??'t understand the difference between a trust and a will.


3. Family members challenge your parent??'s will.


4. You don??'t understand your health insurance plan or the new


Medicare Prescription Act.


5. The IRS selects you for an audit.


6. Your parents die and leave you executor of their estate.


7. You are tired of hidden fees at your bank.


8. You have a retirement savings plan.


9. You change jobs.


10. You receive a speeding ticket.


11. You are buying or selling your home.


12. Your driver??'s license is suspended.


13. Your landlord raises rent in violation of your verbal agreement.


14. Your teenager is accused of shoplifting.


15. You decide to change your name.


16. Your new washing machine doesn??'t wash.


17. Creditors threaten to take action against you


for your ex-spouse??'s debts.


18. A neighbor or school reports you for child abuse.


19. You adopt a child.


20. A friend or neighbor is injured on your property.


21. Your dog bites an elderly passerby.


22. A friend owes you money and files bankruptcy.


23. A stranger calls and demands money or damaging information


will be released.


24. Your car is damaged by a hit-and-run driver.


25. You accidentally back over a neighbor??'s garbage can.


26. A hairdresser damages your hair with harsh chemicals.


27. Your car is repossessed unjustly.


28. You are subpoenaed.


29. You are called to jury duty.


30. Your long drive off the tee injures another player.


31. You need a lease agreement reviewed.


32. Your son is injured in a football game.


33. A neighbor trips over a rake in your yard.


34. A jeweler sells you defective merchandise.


35. A car dealership gains illegal access to your credit history.


36. You are hit by a bottle at a baseball game.


37. A tenant falls down stairs and sues you.


38. Your dog is poisoned.


39. You are injured when you slip on a wet floor in a public building.


40. Your cattle trample a neighbor??'s garden.


41. Your neighbor??'s dog barks for hours every night.


42. Your teenager gets a speeding ticket.


43. Your landlord enters your apartment without permission.


44. Your child throws a baseball through a neighbor??'s car window.


45. You don??'t have a living will or medical power of attorney.


46. Your boat is damaged while in storage.


47. Your landlord refuses to refund your cleaning deposit.


48. You lose an expensive watch in a hotel and the manager denies liability.


49. A speeding car nicks your car bumper because you have parked in the street.


50. A merchant refuses to honor a guarantee.


51. You have an accident driving your friend??'s boat.


52. Your spouse claims a right to your earnings.


53. A record club sends merchandise after you cancel your membership.


54. You are refused service at a restaurant.


55. A property manager refuses to rent to you.


56. You are denied credit for no apparent reason.


57. You are fired.


58. The auto repair shop threatens small claims court for


money you don??'t owe.


59. Your car insurance is cancelled when your teenager is


involved in an accident.


60. Your child needs special education in public school.


61. You made a sizable gift to charity.


62. Angry words result in a slander law suit.


63. You need a patent for an invention.


64. You need a copyright for your manuscript.


65. You are wrongly accused of committing a crime.


66. Your right to privacy has been invaded.


67. Your car is vandalized in a parking lot.


68. A postal carrier slips on your unshoveled walk and breaks his or her leg.


69. You have a housekeeper in your home.


70. You are stopped for speeding and a friend is in possession of marijuana.


71. Your teenager wrecks the car and a friend is injured.


72. You care for your elderly parents.


73. You receive social security disability or Medicaid.


74. You are cheated by a door-to-door salesman.


75. A repairman charges more than a given estimate.


76. A creditor tries illegal collection tactics.


77. An accident results in a personal injury.


78. You are scheduled to appear in small claims court.


79. Your new house has bad plumbing and a leaky roof.


80. You take a vacation and your room with a view??? is a view


of the trash dumpster.


81. A minor is caught breaking into your home.


82. You have a fender bender while driving a friend??'s car.


83. You have liability questions in launching a new business.


84. A former employer refuses to pay you your final compensation.


85. Your neighbor??'s dog bites your child.


86. You have a property line dispute over a newly installed fence.


87. You??'re asked to testify as a witness to a robbery.


88. You need a premarital agreement.


89. You??'re buying or selling a car.


90. Your child??'s school demands a drug or alcohol test.


91. Your bank sends a foreclosure notice after


one house payment is late.


92. A retail store won??'t accept the return of defective merchandise.


93. A repairman won??'t stand behind his work.


94. A trespasser is caught poaching on your land.


95. You are leasing acreage.


96. You receive a letter from a creditor and it is not your debt.


97. A bank turns you into a credit bureau unjustly.


98. You need advice concerning a divorce.


99. You own your own small business.


100. You can??'t make heads or tails out of the new tax forms.


101. Your husband or wife uses physical force against you.





Life Events Legal Plan





Our product is a Life Events Legal Plan???. This means the Pre-Paid Legal membership isn??'t only a fix??? for sudden and unforeseen events. The plan is designed to provide the common legal services our members need throughout the course of their lives. In essence the Life Events??? nature of our legal plan actually encourages members to call their provider law firms when life happens and legal Counsel is essential. Members walk through events more confident and with less stress. The plan offers features to help when life gets more complicated as well. Ask your independent associate for a brochure that illustrates the benefits available in your state or province.





Jerome is a member and Independent Associate of Pre-Paid Legal Services Inc. Make the right decision.

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Prepaidlegal is Worth It

Every person has to contend with some legal issues at one time in his life. It may be a legal decision he has to make in relation to his family, social life or even his economic status. A person faced with a legal issue would not be able to face such issue squarely without the help of a legal professional.





Legal issues are well within the expertise of lawyers who have the legal education and training for such job. These issues could not be left in the hands of people who have no legal background because doing so might be to their disadvantage.





Most people are uncomfortable with the though of getting legal advice because they fear the skyrocketing fees that some lawyers require. However, there is a way by which a person can be assured of legal advice at any time for a meager fee.





Prepaid Legal is a scheme whereby any person can avail of a legal advice at anytime in exchange for a monthly or an annual legal fee. The amount paid on a monthly or an annual basis is generally cheaper compared to the payment when getting legal advice whenever one needs it.





A person who avails of the Prepaid Legal scheme is entitled to a telephone advice form a lawyer. Some companies offering this allows the client to avail of free reviews of important documents like contracts as well as a discount on other things requiring legal knowledge.





Prepaid legal is not available all over the world yet although the industry is catching up with these companies doubling their staff in a few months due to an increase in their clients. A person who gets prepaid legal should understand that majority of the legal services under the scheme is done through telephone.





Prepaid legal scheme is beneficial for those who could not afford to pay the retainer fee of a lawyer which is quite high compared to what people have to pay for the services.





Lawyer engaging in prepaid legal can handle a variety of legal problems from dealing with contracts or giving advice on civil or criminal cases. Those in the entertainment industry have also started to avail of prepaid legal because they do not want to be saddled with expensive legal fees whenever a contract problem crops up





Some people have been so satisfied with prepaid legal that they are now selling the membership. The scheme has even evolved into a multi level marketing scheme with the seller getting commission for every client he refers as a member.





People who sell prepaid legal are happy with their product because they are not only earning commissions but they are also doing people a favor by preparing them for any legal eventuality.





To those who are not familiar with the prepaid legal scheme, it would be easy to understand it by comparing it to a health insurance. A person gets health insurance to answer for any health eventuality in the future at a lesser cost. The same thing goes with prepaid legal.





A person who has doubts about the scheme should ask friends who have benefited from prepaid legal already. Ask lawyers how much they charge and the cost of getting prepaid legal would seem like a drop in the bucket.


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